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If the Terms and Conditions of this Policy are fully complied with the items specifically listed will be covered against
Mechanical Breakdown.
ENGINE - Rocker assembly, including hydraulic followers, inlet and exhaust valves (Excluding
burnt valves), springs and guides, cylinder head (Excluding cracks and de-coking), cylinder head gasket, push rods, camshaft
and followers, timing gears belts and chains, oil pump, pistons and rings, cylinder bores, con rods, gudgeon pins and bearings,
crankshaft and bearings, inlet manifold, flywheel and ring gear.
MANUAL GEARBOX - Failure of the following
mechanical parts: Gears, synchromesh hubs, selectors, shafts. Bearings and bushes, transfer gears.
AUTOMATIC GEARBOX
- Failure of the following mechanical parts: Shafts, gears, clutches, brake bands, valve block, governor, oil pump, bearings
and bushes, servo, drive plate, transfer gears, computer governor and torque converter.
DIFFERENTIAL - Crown
wheel and pinion, gears, shafts, bearings and bushes, thrust washers and spacers.
CLUTCH - Mechanical breakdown
of the centre plate, pressure plate, release bearing, oil contamination (centre plate only), master and slave cylinders (Excluding
general wear and tear).
FRONT WHEEL DRIVE - Driveshafts, including constant velocity joints, universal joints
and couplings (Excluding gaiters).
REAR WHEEL DRIVE - Half shafts, rear wheel external drive shafts including
velocity joints, universal joints and couplings (Excluding gaiters).
4 WHEEL DRIVE VEHICLES - Cover as above
for Front and Rear wheel drive.
PROPSHAFT - Failure of the propshaft including, universal joints and couplings.
WHEEL BEARINGS - Failure of front and rear wheel bearings.
ENGINE COOLING SYSTEM - Radiator,
oil cooler, viscous fan coupling, water pump, thermostat, thermostat housing, thermostatically controlled radiator fan.
AIR
CONDITIONING - The air conditioning compressor, forming part of the original base vehicle chassis is covered.
TURBO
CHARGER - The complete turbo unit is covered (including the wastegate if it is part of the turbo unit and cannot be bought
separately), providing the turbo is part of the original manufacturer's equipment.
FUEL SYSTEM (Petrol) - Fuel
injection engines: Petrol injection pump. (Excluding injectors, wiring, pipes, unions, fuel tank and fuel filter). Carburetor
engines: Mechanical or electrical fuel pumps and carburetor.
FUEL SYSTEM (Diesel) - Failure Off The Following
Specialist Diesel Components. Fuel Injection pump, low pressure supply pump, fuel injector governor, fuel shut off mechanism,
hydraulic or electrical injection timing mechanism, high pressure fuel metering head, cold starting device, manifold boost
pressure compensator, altitude compensator where fitted. Pump drive gear, glow plug relay, mechanism lift pump, brake vacuum
pump. (Excluding: Fuel lines, Injectors, glow plugs, high pressure pipes, injection timing adjustments, calibration, bench
testing and emission test failures).
FRONT AND REAR SUSPENSION - Hydrolastic and hydropneumatic units, coil
springs, upper and lower wishbones, ball and swivel joints.
STEERING (including P.A.S.) - Rack and pinion,
steering box, power steering rack and pump, power steering reservoir, idler-box where applicable (Excluding gaiters).
BRAKES
- Master cylinder, wheel cylinders, restrictor valve, caliper seals, servo.
ANTI-LOCKING BRAKE SYSTEM - The
ABS control unit, pump and wheel sensors are covered.
ELECTRICAL SYSTEM - Starter motor and solenoid including
pre-engagement mechanism and bendix drive, alternator/dynamo, coil, regulator, window and sunroof motors, centralised locking,
heater fan motor, indicator flasher relay, distributor, front and rear windshield wiper and washer motors, electronic ignition
amplifier.
ENGINE MANAGEMENT (ECU) - Engine electronic control unit.
WORKING MATERIALS - Oils,
oil filter and anti-freeze are covered only where their replacement is essential as a direct result of the failure of a covered
item.
CASINGS - Should the failure of any of the components covered result in damage to the casings, then they
will also be covered and will constitute part of the maximum claim liability.
INTERNAL EQUIPMENT
AUXILIARY
ELECTRICS - Main hook-up input connector, ELCB, battery charger and distribution unit, interior lighting units (excluding
bulbs and wiring).
CASSETTE TOILET - The cassette toilet is covered (excluding seats, valves and glands).
COOKER
- The cooker unit including burners, grill, oven and flame failure device and igniter.
FRIDGE - Door seal,
condenser, gas control valve, gas igniter, flame failure device, 12 and 240v selector switches, 12 and 240v heater elements,
gas thermostat, 240v thermostat, 240v temperature control switch.
HEATING SYSTEM - Thermostat, motor, switches,
control unit, gas heater, flame failure device, igniter (including ducting and fitting).
WATER SYSTEM - Water
heater (gas or electric) fresh water tank, waste water tank, water pump, water gauges.
BODY LEAKS - Water ingress
through any permanently sealed seam or joint, being a part of the original manufacturer's construction. NB Water Ingress cover
expires when the Motorhome is 7 years old.
CONVERSION COVER
ALL MECHANICAL AND ALL ELECTRICAL COMPONENTS
OF THE MOTORHOME CONVERSION THAT WERE PART OF THE MANUFACTURER'S ORIGINAL FITMENTS AND INCLUDING WATER INGRESS AND DELAMINATION.
COMPONENTS NOT COVERED BY THE POLICY:
Specific Exclusions
Tyres, batteries, gas bottles,
glass, paint, brightwork and all similar trim and finish. Soft furnishings, carpets, floor coverings, work surfaces and all
similar decor. Window catches, stays and associated fittings. Adjustment of blinds, hinges, catches, stays and doors. Replacement
of bulbs, fluorescent tubes, fuses and electrical connections.
Entertainment and communication systems and connected
equipment. Normal wear and tear and servicing items and other components subject to routine maintenance
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